{"id":1063,"date":"2014-12-30T21:59:41","date_gmt":"2014-12-30T21:59:41","guid":{"rendered":"https:\/\/www.shaneco.com\/theloupe\/?p=1063"},"modified":"2017-08-22T13:08:37","modified_gmt":"2017-08-22T13:08:37","slug":"budgeting-for-an-engagement-ring","status":"publish","type":"post","link":"https:\/\/www.shaneco.com\/theloupe\/jewelry-education\/budgeting-for-an-engagement-ring\/","title":{"rendered":"Budgeting for an Engagement Ring"},"content":{"rendered":"<p>Budgeting for the purchase of an <a title=\"Engagement Rings\" href=\"https:\/\/www.shaneco.com\/engagement-wedding\/engagement-rings?cid=Social&amp;scid=Scblog&amp;cnid=Budgeting&amp;atid=Ers\" target=\"_blank\" rel=\"noopener\">engagement ring<\/a> can be\u00a0a\u00a0daunting task.\u00a0 You&#8217;ve probably heard the rule that you should spend equal to and\/or no less than two months of your income.\u00a0\u00a0But let&#8217;s face it, two months income is not affordable for everyone.\u00a0So I&#8217;ve put together a three part action plan that will prepare anyone\u00a0for the big proposal day.<\/p>\n<p><strong>Get Educated\u00a0<\/strong><\/p>\n<p>The average person\u00a0simply has no idea\u00a0as to\u00a0how to approach the purchase of a diamond engagement ring. At Shane Co. we give\u00a0all\u00a0of our bridal\u00a0customers\u00a0a detailed\u00a0presentation\u00a0on the <a title=\"Diamond 4Cs\" href=\"https:\/\/www.shaneco.com\/jewelry-education\/diamonds-101?cid=Social&amp;scid=Scblog&amp;cnid=Budgeting&amp;atid=4Cs\" target=\"_blank\" rel=\"noopener\">\u201cFour C&#8217;s\u201d<\/a> of diamond grading\u00a0(cut,\u00a0color, clarity and carat weight). \u00a0We\u00a0sell our diamonds loose because we want to give our customers a full understanding of the diamond they&#8217;re purchasing.\u00a0Our presentations will help you understand\u00a0rarity, and\u00a0discover\u00a0what you really want in a diamond.<\/p>\n<p><strong>Get Decisive\u00a0<\/strong><\/p>\n<p>Once you know all about the four C&#8217;s\u00a0of diamond grading,\u00a0you can better understand the value of your\u00a0diamond as it relates to price. If you haven&#8217;t already,\u00a0now would be the time to decide how much you want to spend on your diamond and engagement ring.\u00a0We have beautiful\u00a0rings and diamonds for every price range so, honestly, just set your price and let the Shane Co. Sales Associate go to work for you. As an associate, I find\u200b\u00a0it fulfilling to put together a beautiful ring and diamond for all of\u00a0my customers, especially the customers who think they have a challenging budget.\u200b<\/p>\n<p><strong>Get Settled<\/strong><\/p>\n<p>By now you&#8217;re probably comfortable\u00a0with the idea of &#8220;settling down,&#8221; so now is the time zero\u00a0in on the ring and diamond that best suits you and your love. Once you&#8217;ve found your\u00a0perfect ring, you can begin to consider financing options. At Shane Co. we have a\u00a0great relationship with Wells Fargo, which offers our customers <a title=\"Shane Co. Financing\" href=\"https:\/\/www.shaneco.com\/customer-service\/financing-options?cid=Social&amp;scid=Scblog&amp;cnid=Budgeting&amp;atid=Financing\" target=\"_blank\" rel=\"noopener\">6-month,\u00a0zero-interest financing<\/a>. In addition to financing, we also offer a\u00a0<a title=\"Layaway\" href=\"https:\/\/www.shaneco.com\/customer-service\/free-layaway?cid=Social&amp;scid=Scblog&amp;cnid=Budgeting&amp;atid=Layaway\" target=\"_blank\" rel=\"noopener\">free layaway<\/a> option.<\/p>\n<p>It would be easy for me give to give you arbitrary advice, such as \u2018you should save two\u00a0months of your paycheck or a certain percentage of your annual income,\u2019 but, regardless of our incomes, we all have unexpected\u00a0expenses, and some\u00a0of my couples are even\u00a0buying a ring and a\u00a0home at the same time.\u00a0So my advice to you is to take everything into consideration when budgeting for your ring and diamond. \u00a0Also keep in mind, at Shane Co. you get\u00a0<a title=\"Upgrade Program\" href=\"https:\/\/www.shaneco.com\/customer-service\/upgrade-trade-in?cid=Social&amp;scid=Scblog&amp;cnid=Budgeting&amp;atid=Upgrade\" target=\"_blank\" rel=\"noopener\">FULL\u00a0TRADE VALUE<\/a> for your diamond and ring. So if she ever wants to upgrade,\u00a0you can trade in\u00a0your first\u00a0diamond for another\u00a0and simply pay the difference!\u200b<\/p>\n","protected":false},"excerpt":{"rendered":"Budgeting for the purchase of an engagement ring can be\u00a0a\u00a0daunting task.\u00a0 You&#8217;ve probably heard the rule that 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